Consumer Links Re: Buying or Selling a House

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Consumer Links

Below are several links to sites on the web that are particularly useful to consumers who are buying or selling a home. NYSAR also offers a comprehensive overview of the buying and selling processes on our site in the Working with REALTORS section.

Click here to calculate your mortgage in US or Canadian dollars.

American Society of Home Inspectors – features information about home inspections and links for locating home inspectors. See also the New York Metro Chapter of ASHI.

Fannie Mae– features a wide variety of information on numerous products and services available to enhance homeownership opportunities.

Federal Motor Carrier Safety Administration – FMCSA’s mission is to decrease moving fraud by providing consumers with the knowledge and resources to plan a successful move.

Freddie Mac – features a wide variety of information on numerous products and services available to homebuyers.

FHA loans:

Get Smart – provides information on consumer loans including home, auto and debt consolidation.

HomePath – offers online help in calculating your buying power, information on the loan application process, definitions of real estate terms and more. – provides a search engine for finding a lawyer in your area, along with tips for hiring a lawyer and more.

InspectAmerica – features information on locating a home inspector in your area, what credentials and affiliations to expect the inspector to have as well as information on the home inspection process.

Mortgage Information – provides the latest rates and a mortgage calculator.

Mortgage Quotes – features the latest mortgage rates. – features numerous mortgage calculators.

National Association of REALTORS – offers a wide variety of consumer housing information including home listings. Read NAR’s Code of Ethics and Standards of Practice online.

Nehemiah Program – specializes in homeownership, affordable housing and community development programs.

New York State Society of Real Estate Appraisers – find an appraiser in your area who is a member of this prestigious organization.

Realty Times – provides information on a wide array of real estate topics geared for consumers, real estate professionals and other.

State of New York Mortgage Agency – provides information on the mortgage programs offered by New York state to assist residents in owning their own homes via several mortgage programs.

VA loans:  http://www.valoans.com_facts_whatis.cfm


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Preparing for Homeownership

Buyer’s Guide

Before you begin your home search at, prepare yourself by reading Ten Steps to Homeownership.

Homebuying Guides

Even before you begin looking for a home, the homebuying process requires diligent preparation. Buyers who have been preapproved for a home loan often have their offers taken more seriously by sellers. With advance preparation, you can tackle the process of acquiring the financing you need with more confidence. To help you on the path to homeownership, NeighborWorks® offers* free step-by-step guides, developed by the Fannie Mae Foundation, that can help you get closer to achieving your dream:

  • Knowing and Understanding Your Credit
  • Opening the Door to a Home of Your Own
  • Choosing the Mortgage that’s Right for You
  • Borrowing Basics: What You Don’t Know Can Hurt You

T hese authoritative homebuying guides (in PDF format) are available in nine languages, including English, Chinese, Haitian-Creole, Korean, Polish, Portuguese, Russian, Spanish and Vietnamese. You can download a guide or order a print version online from

*These brochures are free for non-profit organizations, and available for sale to other businesses.